About two years ago my friend told me about one of his friends who had this theory that everyone was broke or close to broke. We all laughed about this and talked about examples of people who we thought were making good money but that we were not totally sure.
You probably know the doctor making $400k with four kids in private school, four expensive cars, a vacation home and maybe some collection of expensive, exotic shit. Two years ago those guys were sliding through life care-free but now they are limping through life with a large load in their pants.
For the rest of the upper-middle class, striving to achieve whatever it is that makes people think we are successful, the last two years have been a slow deliberate slide into 'broke-ness.'
I had a suspicion back in February 2008 that this guy was right and everyone was broke. All of those suspicions have gone away since then and I sit today firmly believing that everyone is, in fact, broke.
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